Job Opportunity - Lander, WY - VP of Lending

Reaching out to the climbing community for an opportunity in Lander, WY at a financial institution. The successful candidate will have strong analytics, an understanding of lending, and the ability to think strategically. I have worked with Atlantic City FCU and have nothing but great things to say about the organization. The job is fulfilling, the culture is great, and there is a fantastic life work balance. Feel free to email dave.g@atlanticcity.coop for more details. 

The job description is below.

Company Detail

Atlantic City Federal Credit Union (ACFCU) is located in, Lander, WY, is searching for a Vice President of Lending. Reporting directly to the Chief Financial Officer, this individual will be focused on continuing the growth of ACFCU's lending program. This individual will oversee and manage the consumer and commercial lending operations of the credit union. The primary responsibilities of this position are developing and executing lending strategies, analyzing the loan portfolio , building community relationships, and leadership of the lending department.  The successful candidate will have 5 -10 years working in lending including residential and commercial, 7 years of management experience, and strong leadership skills.

COMPANY DETAIL

ACFCU celebrated is 60th anniversary this year and has a long history of providing financial assistance in it Fremont County. In 2018, ACFCU obtained a state wide field of membership allowing us to continue our growth in new markets throughout Wyoming. The credit union currently has 3 branches and serves 12,000 members. ACFCU offers a full range of consumer, residential, and commercial lending products and has placed an emphasis on maintaining current technologies. ACFCU works hard every day to fulfil our mission, vision and act with our core values.

Primary Functions

·         Provide leadership, transparency, support and actively communicate, collaborate and cooperate with all individuals, at all levels of the organization with specific focus on the development and mentorship of the lending department.

·         Proactively promote an internal and external culture focused on the experience and relationship building of a dynamic team. Appropriate coaching, monitoring progress, cross-training and corrective action, as needed.

·         Partners with senior leaders of each functional area to align service and performance with organizational goals and objectives and ensure seamless experience across functional areas.  Actively and consistently collaborate to identify and implement simplified/efficient processes and encourage retail member service standards.  

·         Identify and implement targeted improvements to increase member/employee loyalty, retention, engagement and satisfaction.

·         Serves as the principal advisor to the CFO on all issues associated with lending and credit risk management.  Ensure overall soundness of loan portfolio, with the ability to identify and develop long term strategies that will include initiatives such as portfolio mix, growth strategic and market penetration objectives.    

·         Direct, plan, organize and control all activities of the Lending areas.  Ensure the effective, efficient, compliant and secure operation of all lending functions.  Works closely with the CFO to review, examine, measure, mitigate and report risk within the loan portfolio. 

·         Work with the CFO to provide leadership and strategic guidance for lending products and programs, and recommend pricing, strategies, new products, or enhancements based on product research and analysis. Set, maintain and monitor benchmarks of department and team’s performance. Provide reporting, analysis and feedback.

·         Advance the utilization of data and analytics insight to improve team’s decision-making skills, manage risk and improve operations, service and product creation.

·         Help establish budgets and goals that support the Credit Union's strategic plan for responsible areas. Monitor progress on a regular basis.

·         Oversee department’s vendor relationships, creating an atmosphere of partnership, ensure contract requirements are met and all services are fully utilized.

·         Work with the marketing and branch team leadership to define and create the consumer lending product and solution strategy, initiatives, and value proposition in alignment with the organizational goals and objectives.  Keep abreast of changes in the industry and changing trends in lending. 

·         Develop, implement and monitor policies and procedures in accordance with goals, laws, and regulations.

·         Worth with members for loan processing and approval as needed. 

·         Work with the CFO, collector, and loan officers to manage delinquencies and collections.

·         Participate in federal examinations and financial statement audits as needed.

·         Adhere to all Federal and State laws and regulations applicable to the credit union, including the Bank Secrecy Act and OFAC.

·         Responsible for initiating wire transfers for members requesting their loan proceeds to be wire transferred.  This includes accurately keying in wire information and verifying available funds for the wire.  All wire transfers will be approved by a second employee.  If the wire transfer is above the dollar amount threshold stated in the policy, the wire transfer will need to be approved by management or an MSR Supervisor.

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