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Insuring your rack - Canada
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Jul 7, 2016
Rock Climbing Photo: Above the Disappointment Cleaver.
Does anybody have experience with insurance that covers gear theft? I'm hoping for $5000 - $10000 coverage for a month in Canada. Gear will be stored in a van.

I'm set on medical insurance.
Joie Prothero
Joined Sep 27, 2011
90 points
Jul 7, 2016
Joie Prothero wrote:
Does anybody have experience with insurance that covers gear theft? I'm hoping for $5000 - $10000 coverage for a month in Canada. Gear will be stored in a van. I'm set on medical insurance.

Check with your homeowners or renters insurance company.
Marc801
From Sandy, Utah
Joined Feb 25, 2014
64 points
Jul 7, 2016
+1 Marc801, I would add to make sure you lay out and photograph or video everything. I know with my insurance company I can store the photos on their website in my profile, which you would want to have done before going on the trip. Good luck Clayton Knudson
From Moab, UT
Joined Oct 16, 2011
29 points
Jul 7, 2016
Rock Climbing Photo: Above the Disappointment Cleaver.
Clayton Knudson wrote:
+1 Marc801, I would add to make sure you lay out and photograph or video everything. I know with my insurance company I can store the photos on their website in my profile, which you would want to have done before going on the trip. Good luck


Thanks for the quick reply!
What insurance company are you with? Are you confident that it includes international travel?
Joie Prothero
Joined Sep 27, 2011
90 points
Jul 7, 2016
I use USAA which has really really good policies on this kind of stuff, I'm not sure about other companies. Clayton Knudson
From Moab, UT
Joined Oct 16, 2011
29 points
Jul 7, 2016
We're with Allied Insurance with combined home and auto. Our homeowner's policy includes coverage for theft of items from our vehicles, and is good in Canada. Dunno about Mexico. Marc801
From Sandy, Utah
Joined Feb 25, 2014
64 points
Jul 7, 2016
Rock Climbing Photo: Above the Disappointment Cleaver.
Haha Mexico... fair enough, right? Thanks agaon! I'll be looking into that! Joie Prothero
Joined Sep 27, 2011
90 points
Jul 11, 2016
Rock Climbing Photo: Above the Disappointment Cleaver.
A follow up post to what I found in case anyone else is searching for an answer.

It is $15/month for GEICO renter's inurance. After talking to a rep, this includes insurance on personal effects in a van, up to $10000 coverage.

Contract : " we cover personal property owned or used bought and insured while it is anywhere in the word." Personal property section, GEICO renters insurance.

So this means your partner's gear and any borrowed gear.


Hopefully I won't ever have to file a claim. But if I do, I'll do another follow-up. Cheers
Joie Prothero
Joined Sep 27, 2011
90 points
Jul 11, 2016
While I don't have any need for this info, I appreciate you following up with your answer! Mitch Alexander
Joined Jun 15, 2015
10 points
Jul 11, 2016
Joie Prothero wrote:
A follow up post to what I found in case anyone else is searching for an answer. It is $15/month for GEICO renter's inurance. After talking to a rep, this includes insurance on personal effects in a van, up to $10000 coverage. Contract : " we cover personal property owned or used bought and insured while it is anywhere in the word." Personal property section, GEICO renters insurance. So this means your partner's gear and any borrowed gear. Hopefully I won't ever have to file a claim. But if I do, I'll do another follow-up. Cheers


It's important to understand how much the deductible is, too.
FrankPS
From Atascadero, CA
Joined Nov 19, 2009
284 points
Jul 18, 2016
Rock Climbing Photo: Above the Disappointment Cleaver.
250 USD Joie Prothero
Joined Sep 27, 2011
90 points


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