How do you afford your f $%ing Sprinter?
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Or your Sportsmobile, for that matter? |
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trust fund? inheritance? smart savings? or simply being too dumb to realize that being jobless and living in your 2013 sprinter at age 47 wasn't be best path to choose after Daddy paid for that UC Boulder education. |
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On vacation? |
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Colonel Mustard wrote:Or your Sportsmobile, for that matter? Seriously, you look under 40, you're at the crag on the weekday, the bike/ski/sup/kayak racks and fun boxes are mounted like insect appendages all over your sweet ride, and you have the most luxurious commodity of all to spend: time. How do you afford your rock climbing lifestyle? But really, I want to know so I can be more like you.For us it was simple: no kids. In the US, raising a kid to age 18 equates right now to roughly an additional $200K of disposable income per kid. |
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Just in case anyone missed the reference... |
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matt snyder wrote:trust fund? inheritance? smart savings? or simply being too dumb to realize that being jobless and living in your 2013 sprinter at age 47 wasn't be best path to choose after Daddy paid for that UC Boulder education. |
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For the weekday part, perhaps they are nurse/EMT/etc, a field which frequently works during weekends and has weekdays off- even 3 days off, if they do 4 10's. |
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No rent/mortgage |
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I bought mine in a time I was young and making relatively good money, coupled with a good home sale and mine has been paid off for almost a decade. I won't say it was the best decision I've made, although I really do enjoy having it now, especially since I'm not making any payments. I definitely did not look into the future and project my future income (it's gone down substantially) or future gas prices. |
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Marc801 wrote: For us it was simple: no kids.I imagine that's assumed. There are a lot of high paying jobs to afford a sprinter, but having both (earned) money and time seems to be the trick. |
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Colonel Mustard wrote: How do you afford your rock climbing lifestyle? .being able to buy =/ being able to afford You're making the assumption that the people you see are living within their means. Many americans, and I assume many climbers as well, do not. |
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Joshua Hunt wrote:No rent/mortgageTHIS counts for a lot! If you are willing to be "homeless" you can pack cash away while working and sustain a lot longer without working. Thing is, most folks (me included) just can't seem to give up the cushy bedroom, bathroom, kitchen, sofa, closet, TV, garage, yard... you get the picture. |
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Christian wrote:Probably less true for climbers in general, who are probably smarter and better educated and hence, wealthier than average.. But yeah, why everybody at Costco seems to be able to afford 4 kids and a 50k truckI believe the median income of Costco shoppers are 100k a year. |
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85k a year. |
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Christian wrote: I go to a Costco in a low-income neighborhood, ( average tax returns AGIs of 30K). The number of high-priced cars in the parking lot is still mind-boggling though. Yes, some percentage (30 at most?) are from people from richer neighborhoods further north. I'm sure I'm just pulling it out of my ass, but I'd guess that the chance that even half the people w those 40+k trucks can really afford them is approximately zero. I do run the payroll at the company I work for (700+ employees) and I know the salaries of the some of the people who are buying some of these cars, though.You can live in your car but you can't drive your house. I mooch off my wife. |
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Live frugal, don't have kids and don't be house poor. I can live in my 1998 4x4 sportsmobile comfortably on 1200-1500 per month. That includes occasionally eating out, heath insurance, etc. Now find a job that pays more than that and you are golden. |
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One of the big problems with people in our country. People take out loans to go on vacation and than get pissed years later when they are bankrupt and wondering why they don't have all the stuff the other people have. |
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I want one of those $86,000 Winnebego vans. Yeah. And a jet helicopter, too. WOOOOOO HOOOOOOOO!!!!! DREAM BIG BROS!!!!! |
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"As of the most recent quarter, 31.3 percent of all car owners owe more on their cars than the cars are worth, also referred to as being underwater or having negative equity" |
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No kids = more time and more money. |